Personal Banking

Local Banking

Lamar National Bank offers checking, savings, money market accounts and loans to businesses and consumers. We provide competitive rates and unmatched personal service.

Banking has changed a lot over the years, and while we offer the latest conveniences like online banking, mobile banking, free checking and online home loans, there are some things that haven’t changed. Like our commitment to knowing your name, answering our phones and treating our customers as neighbors.

Share Commitment to North Texas

Growing Local Economy

Better Service, Lower Cost

Accounts

Checking Account Information

Regular Checking

Daily Balance Monthly Service Charge Minimum Opening Balance
$0-199 $9.00 $100
$200-499 $7.00
$500-up No Charge

Now Checking Accounts

Daily Balance Monthly Service Charge Minimum Opening Balance
$0-499 $10.00 $500
$500-up No Charge
Interest Paid Daily on Balance

No Sweat Checking

E-Statement Paper Statement Minimum Opening Balance
No Monthly Service Charge $2.00 Monthly Service Charge $100

Insured Money Market Accounts*

Daily Balance Monthly Service Charge Minimum Opening Balance
$0-999 $10.00 $1000
$1000-up No Charge
Interest Paid Daily on Balance

 *Limited withdrawals allowed see Terms and Conditions

Lamar Preferred 55+

Features Monthly Service Charge Minimum Opening Balance
Free Direct Deposit No Service Charge $100

Lamar Platinum 55+

Features Monthly Service Charge Minimum Opening Balance

Free Personalized Checks

Free Direct Deposit

Free Auto Overdraft Transfer Fee

Free Cashiers Checks

Preferred Rates on CDs

Interest Paid on Daily Balances

0 -999 $10 $1000

 

 

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Savings Accounts
Regular & Savings Account
Min Opening Balance $100
Quarterly Service Charge $2.00 if below $100
Quarterly Withdrawals No charge for the first 6-Above 6 $1 per withdrawal
Interest paid on daily balances
Christmas Club Account
Annual Transactions Limited
Service Charge No
Min Opening Balance No
Interest paid on daily balances

$5.00 – Fee if the account is closed prior to November 10

$25 – Fee if the account is closed within 1 year of opening

Certificate of Deposits

Terms up to 5 years

Contact Us for Rates

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Real Estate Loan

Interested In Purchasing Real Estate?

Now is the perfect time to get a real estate loan with Lamar National Bank. We offer both primary and secondary home mortgage options.  With access to FHA, VA, USDA, Fannie Mae, Freddie Mac, and a wide variety of in-house mortgage products, let the lending experts at Lamar National find the perfect loan to fit your needs.
Home Purchase Refinances
Home Improvements Recreational Property
Land Investment Property 
Home Equity Construction
Personal Loan

New Title Loans

  • Vehicles, Boats, Motorcycles – Terms up to 60 Months
  • RV & Motor Homes – Terms up to 72 Months

Used Title Loans

  • Vehicles, Boats, Motorcycles – Terms up to 48 Months
  • RV & Motor Homes – Terms up to 60 Months

Unsecured Loans

  • Terms up to 12 Months

CD Secured Loans

  • Term loan – match CD term with fixed rate

Consumer Credit Cards

Design Your Own Card

Using your own images is a great way to personalize your cards (we even have a range of stunning card ideas if you’re stuck for inspiration). Stop in today and design your own personalized debit card. 

Instant Issue Debit Cards

Instant IssueInstant card issuance services allows us to provide customers with new or replacement Visa® or MasterCard® debit or credit cards on the spot, in branch locations.

Card Valet

Protect your debit and credit cards through your mobile device by receiving alerts and defining when, where and how your payment cards are used – with CardValet® 

Personal 

Open An Account

Checking Account

Debit Cards

Savings Account

Certificate of Deposit Account